Your Personal Capital Accumulation | OPHIRA Precious Metals

An old stock market adage says:
"Invest 40 percent of your wealth in gold and hope you never need it."

Even today, precious metals such as gold, silver, platinum, and palladium are in demand and secure a portfolio due to their value. But that alone is, of course, not enough. Anyone who wants to invest their money well in the medium and long term should never put all their eggs in one basket. The magic word is: diversification. The right mix of different investments, maturities, and, above all, different risk classes is crucial. The goal is to generate good returns on average, preserve value, and avoid total loss in case of major dangers. Only when you have combined all the elements in the optimal ratio is your wealth solidly secured.

Invest 40 percent of your wealth or the wealth to be created in precious metals and golden your future.

The advantages of tangible assets such as precious metals:

Precious metals are crisis-resistant tangible assets
Capital accumulation is protected against inflation
You achieve additional diversification by buying different precious metals
Your portfolio is managed
Account dissolution is tax-free after one year of holding (§23 EkStG)
Your precious metals can be stored in our high-security vaults and are insured
You are and remain 100% owner of the precious metals, so there is no issuer risk

The return forecasts and security promises of many investment products are extremely deceptive. Gold, silver, platinum, or palladium should not be missing as an important building block of your asset protection.

Especially these days, the issue of deposit insurance at banks is repeatedly discussed. It applies to a maximum of 100,000 euros per person and account - provided that the deposit insurance fund is sufficiently covered. What is often overlooked is paragraph 46g of the German Banking Act. This means that if the bank gets into trouble, the savers are primarily liable and only then does the deposit insurance fund come into play.

In the event of damage, the savings of German citizens are pledged to banks in other European countries, as confirmed by Wolfgang Schäuble in January 2016. So the safety of private investors' money is not as good as many assume. In addition, many banks now impose negative interest rates on savings. When you consider this, along with inflation, low interest rates, and potential currency reforms, it quickly becomes clear that you should structure and secure your wealth.

With gold, silver, platinum, and palladium, you directly or indirectly cover 95% of the world economy. Physical precious metals are tangible assets and are the solution to the problems mentioned above. The world market prices of the four precious metals are set uniformly every day at the globally most important wholesale market in London (LBMA or LPPM). That gives us the essential security for capital accumulation.
With the OPHIRA precious metal, diamond, and gemstone contract, you can golden your future.

A little tip on the side:
Do you want to do something special for your employees?
Do you, as an employee, want your bonuses in gold? Then pass on this valuable tip to your boss!

Did you know that your employees have more in their pockets with a donation in gold or another precious metal than with a salary increase or cash bonus?

For example, employees do not have to pay taxes or social security contributions for gold. They receive the full value. This form of appreciation is particularly nice for employees in small businesses. Untaxed, the bonuses add up to a significant reserve for retirement. Up to 44 euros per month can flow to employees in this way - from 2022 even 50 euros per month.

If your company already provides non-cash benefits - such as fuel vouchers, for example - switching to gold is, of course, simple and brings real added value to employees.